Checking
We have a variety of checking accounts designed to accommodate your specific needs. Whichever you choose, you're sure to find the flexibility and security you're looking for.
Star Checking
INB proudly features Star Checking. An interest bearing checking account where the interest earned grows with your balance. With a 1% APY return or more on all balance tiers, opening a checking account has never been more rewarding!
- Unlimited check writing
- Free ATM or Debit Card (subject to approval)
- Freedom Access – Free online banking with free bill pay
- All foreign ATM transaction fees refunded per month
- Free standard checks
- Loan discount with automatic draft
- Overdraft protection available with credit approval
- Free Cashiers Checks
- Free 3" x 5" Safe Deposit Box (subject to availability)
Minimum balance requirements - A maintenance fee of $10.00 will be imposed every month unless you maintain either a minimum daily balance of $1,000.00, a minimum average daily balance of $1,500.00, a total of $10,000.00 in deposit relations, or a $15,000.00 total loan relationship for the monthly statement cycle.
Freedom Checking
Freedom Checking gives you all that you need in a basic checking account, without anything you don't want. Plus the flexibility of Freedom Access online banking.
- No minimum balance requirement
- Unlimited check writing
- Free ATM or Debit card (subject to credit approval)
- Freedom Access – Free online banking
- Two foreign ATM transaction fees refunded per month
Patriot Checking
To say "thanks" for the work of everyday heroes, INB offers Patriot Checking. To be eligible you must be a full time School Teacher, Firefighter, Nurse, Law Enforcement Officer, EMS/Rescue Worker, or active or retired member of the Armed Services.
- No minimum balance requirement
- Unlimited check writing
- Free ATM or Debit Card (subject to credit approval)
- Freedom Access – Free online banking with free bill pay
- All foreign ATM transaction fees refunded each month
- Free standard checks
- Loan discount with automatic draft
- Overdraft protection available with credit approval
- Free Cashiers Checks
Liberty Checking
With Liberty Checking you get all of the flexibility and security our customers expect, plus the added benefit of an interest bearing account. Sign up for Liberty checking to make your banking experience even more rewarding!
- Unlimited check writing
- Free ATM or Debit Card (subject to approval)
- Freedom Access - Free online banking
- Four foreign ATM transaction fees refunded per month
- Free standard checks
- Loan discount with automatic draft
- Overdraft protection available with credit approval
- Free Cashiers Checks
- Interest bearing
Must maintain a $500.00 minimum daily balance or $1,000.00 average daily balance, or 50 years of age or older, otherwise a $10.00 monthly fee applies.
