Additional Services

Remote Deposit Capture

Remote Deposit Capture utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from customers and issue deposits electronically to the bank. Anytime day or night, it's the quickest way to turn check deposits into cash.

  • Faster Funds Availability
  • Make Deposits Anytime
  • Save Time Preparing Deposits
  • Consolidate Funds From Remote Locations into One Bank
  • Reduce Risk of Check Fraud

Cash Management

Link all of your Independence National Bank Loan, Money Market, and Operating Accounts together to ensure that you are maximizing the interest you are receiving on your balances while minimizing the interest you are paying on your debt. Please contact an Independence National Bank account officer at 1-864-672-1776 for more details!

24 Hour telephone banking

Have access to all of your checking, savings, and loan account information at any hour of the day or night. Check your balances, transfer funds, make loan payments, and more!


Courier Services

Courier services are available to make your banking relationship with Independence National Bank even more convenient.

Merchant Services

A merchant account will allow your business to accept credit cards, debit cards, and other forms of electronic payment. Please contact an Independence National Bank account officer at 1-864-672-1776 for more details!

Credit Cards

We offer two great business credit card options with a variable APR, currently as low as 13.25% and 15.25%, respectively, for Platinum cash back and Platinum accounts based on the Prime Rate. Which card is right for you?

  • Cash back: Earn a full 1% cash back on office supplies, travel, online purchases and every- thing else you buy up to the first $100,000 in annual spending. There are no spending tiers or minimums.
  • Platinum: Give yourself the buying power of Platinum with a low spending rate and valuable cardmember benefits.
  • Apply Online

Manage Your Expenses

  • Track purchases on itemized statements
  • Get extra cards for additional users
  • Make purchases around the world

Access Your Account 24 Hours a Day

  • Oversee all of your activity at a glance
  • Manage payment options and transactions
  • Update your profile information
  • Set account alerts to track payments and balances
  • Manage your account, anytime, anywhere

Visa® Zero Liability†

You only pay for purchases you have authorized on your card. Unauthorized purchases are NOT your responsibility.

The  Visa® Zero Liability policy covers U.S. issued cards only and does not apply to certain commercial card transactions, or any transactions not processed by Visa®. Cardholder must notify Independence National Bank promptly of any unauthorized use. Consult Independence National Bank for additional details.